Fiaz Ahmad Sulehri, Wajeeha Iqbal, Amjad Ali, and Sunble Shahzadi. 2024. “Financial Inclusion Dynamics: A Cross-Country Examination of Bank Concentration and Policy Strategies”. INTERNATIONAL JOURNAL OF HUMAN AND SOCIETY 4 (2), 377-401. https://ijhs.com.pk/index.php/IJHS/article/view/564.